PLYVA Legal

Terms of Service

Please read these Terms of Service carefully before using PLYVA. They form an agreement between you and Emina Halilovic, the developer of PLYVA. If you do not agree, please do not use the app.

Using PLYVA

• PLYVA is for your personal, non-commercial use to plan and track your own budget.
• You are responsible for the accuracy and legality of the information you enter, and for keeping your device and account secure.
• You agree not to misuse the app — for example, attempting to disrupt the service, access other users’ data, or reverse-engineer the app except where permitted by law.

Your account and data

You can use PLYVA without an account (“Continue without an account”), in which case your data stays on your device until you choose to register. Creating an account (email, Sign in with Apple, or Google) lets your budget sync across your devices and, if you choose, be shared within a household. Your budget data is stored on our behalf by Appwrite Cloud in the European Union (Frankfurt).

PLYVA Premium subscriptions

• Plans. PLYVA Premium is an auto-renewable subscription in two tiers — Single (for one person) and Family (adds shared household budgets, envelopes and goals with invited members) — each available monthly or yearly.
• Free trial. Eligible new subscribers get a 3-day free trial. If you do not cancel before the trial ends, it converts to a paid subscription.
• Price and billing. The exact price and billing period are shown in the app and on the App Store before you confirm the purchase, in your local currency. Subscriptions renew automatically for the same period unless cancelled at least 24 hours before the current period ends.
• Managing and cancelling. Purchases are processed by Apple. You can manage or cancel your subscription any time in your Apple ID account settings (Settings → your name → Subscriptions). Cancelling stops future renewals; the current period continues until it ends.
• Free tier. Without a subscription you can add up to 10 transactions in total; the rest of the app remains usable.

Availability and changes

We work to keep PLYVA available and reliable, but we provide it “as is” and may add, change or remove features over time. We may update these terms; when we do, we will change the “Last updated” date above and, for significant changes, let you know in the app.

Governing law

These terms are governed by the laws of Bosnia and Herzegovina, without regard to conflict-of-law rules. Nothing here removes mandatory consumer-protection rights you may have where you live.

Privacy Policy

This policy explains what personal data PLYVA processes, why, and the choices and rights you have. We built PLYVA to keep your financial data private: we do not sell your data, we do not use it for advertising, and we do not share it with data brokers.

Who is responsible for your data

The data controller for PLYVA is Emina Halilovic, operating PLYVA. For any privacy question or request, contact support@get-plyva.app.

What data we collect

• Account data — your name and email address when you create an account. With “Continue without an account” you get an anonymous session and no name or email is collected until you register.
• Budget data you enter — your envelopes, transactions, categories, goals, recurring items, tags, and related notes. This is the core content you create to run your budget.
• Household data — if you create or join a household, the team membership, roles, and the budget shared within that household.
• Notifications — budget alerts and household notices we generate for you, and, if you enable push notifications, a device push token used only to deliver them.
• Subscription data — whether you have an active PLYVA Premium subscription and its type. Purchases are processed by Apple; we receive an entitlement status (active / trial / expired), not your card details.
• Technical data — a session token to keep you signed in, and minimal diagnostic logs needed to operate and secure the service. We do not use third-party analytics or advertising SDKs.

Why we process it (legal bases)

• To provide the app — storing and syncing your budget across your devices (performance of our contract with you).
• To send notifications you asked for — budget alerts and household notices (your consent, which you can withdraw in settings or your device).
• To manage subscriptions — unlocking Premium features you purchased (contract).
• To keep the service secure and working — preventing abuse and diagnosing problems (our legitimate interest).

Who processes data on our behalf

We keep the number of third parties to a minimum:

• Appwrite Cloud — hosts our backend (your account and budget data) in the European Union (Frankfurt, Germany). Connections use encrypted HTTPS and access is restricted by per-record permissions.
• RevenueCat, Inc. — manages subscription entitlements. It receives a pseudonymous app-user identifier and your subscription status, not your budget data.
• Apple — processes App Store payments and provides purchase receipts. Apple’s handling of payment data is governed by Apple’s own privacy policy.
• Email delivery provider — used only to send transactional emails such as verification and password-reset links.

Where your data is stored

Your data is stored in the European Union (Frankfurt) via Appwrite Cloud. All connections between the app and our backend use encrypted HTTPS. Session credentials are held in the device’s secure storage, and access to your documents is restricted to your account (or your household) by per-record permissions.

How long we keep it

We keep your data for as long as your account exists. When you delete your account, we erase your personal data — your envelopes, transactions, categories, goals, recurring items, and notifications — and delete the account itself. Data that belongs to a shared household remains with the household for its other members; it is not tied to your personal account.

Your rights

You can, at any time:

• Access and export your data — use Settings → Export CSV/JSON to download a complete copy of your budget.
• Correct your data — edit your profile and any budget entry directly in the app.
• Delete your data — use Account → Delete account to permanently erase your account and personal data.
• Withdraw consent — turn off notifications in settings or your device.

If you are in the EU/EEA, you also have the right to object to or restrict certain processing and to lodge a complaint with your local data-protection authority. To exercise any right, contact support@get-plyva.app.

Children

PLYVA is not directed to children under 16, and we do not knowingly collect data from them.

Changes to this policy

If we change this policy, we will update the “Last updated” date above and, for significant changes, notify you in the app.

End User License Agreement

This End User License Agreement (“EULA”) is between you and Emina Halilovic (“PLYVA”) and governs your use of the PLYVA application.

Licence

PLYVA grants you a limited, non-exclusive, non-transferable, revocable licence to download and use PLYVA on Apple-branded devices that you own or control, for your personal, non-commercial use, in accordance with this EULA and the App Store Terms of Service. This licence is also subject to Apple’s standard Licensed Application End User License Agreement; where that agreement and this EULA differ, the terms more protective of your consumer rights apply.

Permitted use

• Use PLYVA only for lawful, personal purposes.
• Do not copy, modify, distribute, sell, or lease any part of the app, or reverse-engineer it except to the extent the law permits.

Your account

• Keep your login credentials confidential and your account information accurate.
• You are responsible for activity under your account; tell us promptly of any unauthorised use at support@get-plyva.app.

Intellectual property

PLYVA and its content, design and trademarks are owned by Emina Halilovic. This EULA does not transfer any ownership rights to you. The budget data you enter remains yours.

Disclaimer and limitation of liability

PLYVA is provided “as is” and “as available”, without warranties of any kind to the extent permitted by law. PLYVA is a personal budgeting tool and does not provide financial, investment, tax or legal advice. To the maximum extent permitted by law, we are not liable for indirect or consequential damages, or for the acts or failures of third-party providers we rely on (including Apple, Appwrite and RevenueCat). Nothing here limits liability that cannot be limited under applicable law, including your mandatory consumer rights.

Termination

This licence continues until terminated. It ends automatically if you breach this EULA; you may end it at any time by deleting the app and, if you wish, your account.

Governing law

This EULA is governed by the laws of Bosnia and Herzegovina, without prejudice to mandatory consumer-protection rules of your country of residence.